Call for Boat Loans 727-657-1651 or 727-431-9940
Marine Financing Rates 9.10.2025
Prime Credit Rating
700+ Credit Scores with established marine financing credit history or similar amounts borrowed
$50,000 or Less
7.49-9.99%
Boat loan terms up to 180 months or 15 years 0-20% Cash down
$50,001 to $99,999
6.99-8.99%
Boat loan terms up to 240 months or 20 years 0-20% Cash down
$100,000 to $249,999
6..49-8.99%
Boat loan terms up to 240 months or 20 years 10-20% Cash down
$250,000 to $10,000,000+
6..24-8.99%
Boat loan terms up to 300 months or 25 years 15-20% Cash down, 30% for 25 year terms - Call for pricing
Sub-Prime Credit Rating
Geared towards new or light credit files or customers with looking to re-establish good history
$50,000 or Less
9.95-19.95%
Boat loan terms up to 180 months or 15 years 10% min cash down
$50,001 to $99,999
9.95-19.95%
Boat loan terms up to 240 months or 20 years 10% min cash down
$100,000 to $499,999
9.95-14.95%
Boat loan terms up to 240 months or 20 years 10% min cash down
Our updated rate chart allows consumers and sellers to quickly access the best boat loan in recreational marine financing offered by the industry's top national banks. Note: Published rates are based on the lender's internal score, which uses models such as FICO 8.0 or something similar, which may differ from a consumer's credit score. To secure the best possible rate, we ask that you be flexible with deposits. Each customer's qualification may vary, as no two applications are identical. All rates are based on approved credit and are not guaranteed. Rates are subject to change without notice and will be updated as quickly as possible. For personalized assistance or more information, contact us for a financing consultation.
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