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727-657-1651 or 727-431-9940

New Boat Financing - Best Boat Loan Options & Marine Insurance
New Boat Financing - Best Boat Loan Options & Marine Insurance
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727-657-1651 or 727-431-9940


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  • Buyer
  • Dealer/Seller
  • Rates
  • FAQ
  • Blog

Boat Loan and RV Loan Rates

Simple interest financing for your used or new purchase

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Rates 12.10.2024

Prime Credit Rating

700+ Credit Scores with established credit history

$50,000 or Less

7.49-9.99%

Boat loan terms up to 180 months or 15 years 0-20% Cash down

$50,001 to $99,999

6.99-8.99%

Boat loan terms up to 240 months or 20 years 0-20% Cash down

$100,000 to $249,999

6..49-8.99%

Boat loan terms up to 240 months or 20 years 10-20% Cash down

$250,000 to $10,000,000+

6..24-8.99%

Boat loan terms up to 300 months or 25 years 15-20% Cash down, 30% for 25 year terms - Call for pricing


Sub-Prime Credit Rating

Geared towards new or light credit files or customers with looking to re-establish good history

$50,000 or Less

9.95-19.95%

Boat loan terms up to 180 months or 15 years 10% min cash down


$50,001 to $99,999

9.95-19.95%

Boat loan terms up to 240 months or 20 years 10% min cash down


$100,000 to $499,999

9.95-14.95%

Boat loan terms up to 240 months or 20 years 10% min cash down


Our updated rate chart allows consumers and sellers to quickly access the best rates in recreational financing offered by the industries top national banks. Note: Published rates are based on the lender's internal score which uses models such as FICO 8.0 or something similar, which may differ from a consumer's credit score. To secure the best possible rate, we ask that you are flexible with deposits. Each customer's qualification may vary, as no two applications are identical. All rates are based on approved credit and are not guaranteed. Rates are subject to change without notice and will be updated as quickly as possible. For personalized assistance or more information, contact us for a financing consultation.

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